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MINIMUM RENTAL REQUIREMENTS
Income Qualification: Verifiable monthly income of at least 3 times the amount of monthly rent. Multiple applicants of the same dwelling may use their combined income to qualify. Debt to income ratio of 35% or lower.
Credit Qualification: 680 or higher credit score. No bankruptcies, unpaid or excessive collections, no judgments paid or unpaid. We do not accept reusable credit reports. We will run a credit check.
Rental History: 2 years of positive rental history or mortgage payments. No prior evictions. We will run a prior eviction check.
Employment History: If income is derived from employment, we are looking for 2 years of good, verifiable employment history.
Verifiable Personal References: You must complete the reference section on our rental application.
Criminal Background Check: After all other minimum qualifications have been met, we will run a criminal background check. The nature, severity, and recency of criminal convictions are taken into consideration, and the decision to approve or deny the application is based on an individualized assessment.
Third-party guarantors will be considered for applicants who have no credit history or limited credit history. Third-party guarantors must submit an application, have a monthly income that is five times the monthly rent, and must be a resident of the state of Montana and meet all other qualifications as given herein.